Friday felt like Friday because we met Older Daughter Jenn and Grandson Nick at the Mecca for lunch. Saturday felt like Saturday but Sunday felt like Saturday too (or Saturday two) because Wanda was off on Monday. Monday felt like Sunday because she was going to work on Tuesday. This morning, Tuesday, felt like Monday because she was off yesterday but gone today.
I'm sure the bank lady thought I was a little off this morning. I was asking for information as of Wednesday June 3rd which is really Thursday June 3rd. I suppose Wednesday June 2nd would have worked too. Eventually, the days or dates didn't matter. Wanda is going to take care of this business. I am having trouble negotiating the shower doors today. And, since I have a large coffee stain on my shirt I'm not going anywhere.
Yesterday was one of those "do not drink anything hot" days. I spilled, dropped, knocked over, or drooled every liquid I came in contact with. An apple bounced on the floor, twice, in route from the fridge to the counter. I put my elbow in a bowl of yogurt and spewed a mouthful of hot coffee in, on, and over the sink.
I have probably made a thousand lattes with my Mr. Coffee espresso machine. I've never had leaks or spills when using it. Yesterday, before I finished two, the kitchen wall looked like a combination surrealist painting and Rorschach ink blot. At some point I forgot how to pour and swallow liquid. Dinner, we had large salads since I wasn't allowed near the stove.
A record was set for a comedy over the long week end, one hundred five million dollars. The Hangover Part II or The Hangover Continues or The Hangover, Bangkok not 'Vegas or Guys Get Drunk Again or whatever it's called, led the way to a haul of two hundred eighty million dollars. I admit I loved the first movie and will be very surprised if I sit through this new one. Maybe the country should get in the movie business? Deficit, what deficit?
We are thinking about paying off our home loan this month. Ten years ago we refinanced a fifteen year loan at a decent fixed rate. Wanda has done a super job with all the monthly bills but especially the house. I don't understand all the savings and numbers to an early pay off. I know that her hard work will save us five years of, I guess, some part of the interest.
This morning I called to get the payoff information. It was a typical "customer service" call. I understood half the conversation, my half. Dealing with names and address', dollar amounts and serial numbers, bank routes and wire transfer information is hard enough. Add an accent from anywhere other than Texas or New York and I'm screwed. In spite of all this I was holding my own right up to the "certified funds" part.
Mr. Bank, you want me to what? After ten years, after one hundred and twenty payments you want a cashiers check or wire transfer? We have been paying this note through our bank, Wanda does all of this on line. Here is what Mr. Bank tells me. Blah, blah, blah, blah, blah, blah, blah, insufficient funds, etc. etc. etc. I will translate, If we send them a bad check and they send us the deed and close the account it would be very expensive for them to reopen the account and sue us to get their money.
Oh, pleeeease. I don't think for two seconds any Mr. Bank would hand over the deed to the ranch before funds cleared, do you? It's rather stupid to think about, where would a person go? You bounce the last check and what? put the house up on blocks and move it to Idaho? Mr. Bank and company screwed enough people three years ago and now they're worried about us.
So, I continue getting all the pay off information from she who I could not understand when I said, "Wouldn't this be easier if you sent me the information by fax?" Those must have been the magic words because I heard a great big, "Yes." Then, she added, "That will be thirty dollars for the something, something, something." My brain completely shut down after the "thirty dollars."
My options were, get the information using the automatic phone service, no charge. Get the information talking to a live representative, no charge. Get the information on the web site, no charge. Get the information by fax, thirty dollars. Talk to me or write it down, about the same time spent. The charge must be for the very expensive fax paper and the dime for sending it.
Whatever method is used to get Mr. Bank his money requires using our bank. We would do a wire transfer of certified funds which would cost twenty five dollars. I know the cost because I got off the phone with Wanda about ten minutes ago. She went in to a branch near the office during lunch. Sometime during the next five minutes to twenty four hours Mr. Bank will begin to put paperwork together, for us.
Wanda and I have officially made our very last house payment. I wonder what we are going to do first?
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